A-life-cancer360-i.pdf (500.64 KB)
Critical Illness Protection
UP TO 80 YEARS OLD
14 DAYS - 60 YEARS OLD
WHAT IS THIS PRODUCT ABOUT
Thanks to medical advancements, cancer is now highly treatable. As the cost of treating cancer rises, the question then becomes: are you financially prepared to fight cancer?
A-Life Cancer360-i is a complete cancer protection plan that provides coverage from the early to more advanced stages of cancer.
Join AIA Vitality, a unique programme that actively supports and rewards you for making healthy choices.
When you participate in A-Life Cancer360-i and sign up as an AIA Vitality member, you will get additional benefit in the form of Yearly Cash Bonus. You may receive a cash bonus of up to 50% of your basic contribution paid for A-Life Cancer360-i on every certificate anniversary.
WHAT DOES IT PROVIDE?
EARLY STAGE CANCER PROTECTION
If you are diagnosed with early stage cancer, you will receive a lump sum payment of 30% of the amount you are covered for. We will also pay you up to a further 20% of your coverage amount in the first year of your diagnosis to support your recovery.
If you have made a claim for early stage cancer, the Power Reset feature returns your coverage to the full amount one year after your diagnosis. This allows you to resume full coverage against cancer for the remainder of your plan.
ADVANCED STAGE CANCER PROTECTION
If you are diagnosed with a more advanced stage of cancer, you will receive 100% of the amount you are covered for in a lump sum payment so you can get the treatment you need. To help you focus on your recovery, we will pay you an additional 50% of your coverage amount over the next 5 years. You are entitled to this benefit even if you had claimed for early stage cancer.
When your plan ends at age 80, we will pay you the full amount you are covered for. You are entitled to this benefit even if you had claimed for early stage cancer.
NO WAITING PERIOD BETWEEN CLAIMS
Enjoy continuous coverage with no waiting period between claims.
CANCER BASED UNDERWRITING
We will only consider your medical condition and family history related to cancer when assessing your application.
YEARLY CASH BONUS
You can enjoy a Yearly Cash Bonus when you participate in A-Life Cancer360-i and sign up as an AIA Vitality member. The first Yearly Cash Bonus is 20% of your basic contribution paid for A-Life Cancer360-i.
If there is any excess from the Takaful risk fund at the end of every year, AIA PUBLIC will share it with the eligible Participants at 50:50 ratio.